Self Defense Insurance For Concealed Carry In New Mexico
With the rapid growth of personal concealed carry holders in New Mexico and in the United States there have been a significant number of organizations and insurance companies that are beginning to provide traditional style insurance, at first review it may seem like a good idea yet when you research into it further you soon will realize that in almost every case you still have to pay out-of-pocket expenses, and then seek your reimbursement. Ask yourself a one very serious question, do I really have an extra $100,000 just lying around the house that I can totally risk in possibly being paid back?
With any traditional insurance policies in New Mexico, they are only designed in assisting you in monetary reimbursement, and in all honestly nothing more. So how does any regular insurance policy really help you win in your personal case in court, the answer is simple and blunt, it can't! That is why we support CCW Safe's Self Defense Insurnace for all Concealed Carry permit holders.
Self Defense Insurance Is Needed In New Mexico If You Plan To Get A CCW Permit!
If you are one of the responsible citizens that carry a firearm in New Mexico for self-defense of yourself and your family, or if you're even considering caring a concealed weapon one very important factor you must consider are the legal ramifications after a shooting incident, how do you plan to protect yourself in the event of a civil or criminal court proceedings where you could end up as the defendant.
No matter how justified you feel you were in using deadly force to protect yourself, you could face a unfriendly local prosecutor looking to make a name for themselves in New Mexico, and you could end up a political pawn!
Regardless of whether you are being sued by the family of the attacker in civil court or are facing criminal charges in New Mexico one thing for sure is you will have an enormous amount of debt as a result of any court case. Simply put any legal representation is extremely expensive, regardless of whether or not you win the case or walk free.
With the rise of the number of people taking their self-defense into their own hands and becoming legal concealed carry permit holders in New Mexico there have been a corresponding number of companies starting to offer different types of self-defense insurance.
Although upon an initial inspection many of these different programs offered by insurance companies or via websites seem to offer good coverage. There is one common element amongst all of them, and that is they only pay after you are already in extreme debt, and will not reimburse you in the event of a criminal conviction. Basically, they are nothing more than a different spin on a traditional insurance policy.
The CCW safe program in New Mexico is the first true comprehensive legal service membership that includes not only attorney fees, it also covers and provides for investigators and expert witnesses that work on your behalf, and defend you against criminal prosecution, civil litigation, and administrative actions all stemming from the use of force incident.
Insurance for Self Defense and Concealed Carry In New Mexico Is The Best Choice!
If you do your research you will quickly find out that the CCW Safe legal service membership program in New Mexico outperforms any other self-defense and or legal defense insurance policy offered by anyone in the country.
Chances are when you first decided to carry a Firearm for self-defense you did your research, you decided on the right gun, the right caliber, the right type of ammunition, and the right instructor to teach you how to properly shoot. More than likely you also participated in a specialized class to meet the legal requirements in New Mexico to obtain your concealed carry permit.
Unless you were very fortunate chances are that no one really went over all of the legal ramifications after you pull the trigger, nor did anyone explain to you that even if you did everything to the letter of the law, did it exactly right, you could still be sued in civil court and found liable, even though you're not prosecuted criminally. Yes it does sound absurd but it happens every day in this country.
You must be properly prepared for all eventualities and you must have legal protection in place because if you don't and you are taken to court in New Mexico you could possibly lose everything you have, and everything you could ever hope to have in the future, it could all be taken from you.
CCW Safe’s Membership In New Mexico Is The Best Option For Self Defense Insurance
The single best way that you can prepare for any legal action against you in a self-defense situation is by becoming a member of CCW Safe's program in New Mexico, it could very well be a decision that you make that you will be thankful for literally for the rest of your life.
When you consider the remarkable low price of the incredible protection you get this truly is one of those no-brainer decisions!
It is possible to purchase a true peace of mind...
CCW Safe's program covers you in New Mexico, and all other 49 states providing that you are legally carrying in a particular state where the self-defense incident takes place and if your CCW or CHL is honored in that state, then you're covered.
Some important points to remember;
- Financial benefits are paid as soon as the fees are actually incurred
- There is no financial limits on the cost of your legal defense
- Single membership is just $179.00
- CCW Safe's plan covers use of all legal firearms
- One very unique component is that the plan also covers any weapon or weaponless use of force!
- Remember, the plan also pays for attorney fees, specialized investigators and any needed expert witnesses.
- There simply is no other product available on the market that even comes close to what CCW Safe has put together in their comprehensive self-defense legal service membership program.
FOR THOSE WITH VALID STATE CCW PERMITS ONLY
FOR ACTIVE OR RETIRED MILITARY AND LAW ENFORCEMENT OFFICERS WITH CCW PERMITS
NON - PERMIT PLANS
Constitutional Carry | Home Defense Plan | Civil Liability
The CCW Safe HR218 plan was developed specifically for active, retired, and former law enforcement officers that meet the requirements for the Law Enforcement Officers Safety Act (LEOSA), also known as HR218.
To learn more about ALL of CCW Safe’s Self Defense and Home Defense Protection Programs or to Purchase a plan please follow the link, CCW Safe Also has Monthly Payments Available CLICK HERE
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New Mexico’s state constitution states: “No law shall abridge the right of the citizen to keep and bear arms for security and defense, for lawful hunting and recreational use and for other lawful purposes, but nothing herein shall be held to permit the carrying of concealed weapons. No municipality or county shall regulate, in any way, an incident of the right to keep and bear arms.”
New Mexico has state preemption of firearms laws, so local governments may not restrict the possession or use of firearms. In 1986, Article 2, Section 6 of the state constitution was amended to say, "No law shall abridge the right of the citizen to keep and bear arms for security and defense, for lawful hunting and recreational use and for other lawful purposes, but nothing herein shall be held to permit the carrying of concealed weapons. No municipality or county shall regulate, in any way, an incident of the right to keep and bear arms."
New Mexico is a "shall issue" state for the concealed carry of handguns, and permits the open carry of loaded firearms. An applicant for a concealed carry permit must be a resident of New Mexico and at least 21 years of age. Each permit specifies the category and caliber of handgun that may be carried, but is also valid for a smaller caliber. The applicant must complete a state approved training course that includes at least 15 hours of classroom and firing range time, and must pass a shooting proficiency test for that category and caliber of handgun. A permit is valid for four years, but license holders must pass the shooting proficiency test every two years.
When it comes to gun control advocates in New Mexico they sometimes forget the state is largely rural state, where old Hispanic families have hunted, ranched and farmed the mountain valleys and mesas since Spanish settlers first arrived in the 1500s, efforts to restrict firearms have been viewed warily. New Mexico is a place where you can bring your gun almost anywhere. You can even carry your weapon openly in the Capitol, if you wish — one of only a few states that allow open or concealed carry in their statehouses.
New Mexico does not have a law based on the castle doctrine, per se. However, the state’s self-defense statute does not require victims to retreat when they or their property come under attack. The law, which has been on the books since 1907, is somewhat vague. Courts have held in past rulings that deadly force must be merited; in other words, a landowner cannot justifiably shoot someone merely for trespassing on his property.
New Mexico, with its Wild West history, is not known as a hotbed of anti-gun sentiment. So the fate of a new legislative proposal to close the infamous "gun show loophole," that exempts from background checks people who buy guns from "private sellers" as opposed to licensed gun dealers, may be an interesting bellwether for the fate of such legislation in Washington.
New Mexico does not require a concealed weapons permit if an individual has a similar carrying permit of the following states: Alaska, Arizona, Colorado, Delaware, Florida, Kentucky, Michigan, Minnesota, Missouri, Montana, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wyoming.
If a concealed weapons permit is valid, an individual will still face a few restrictions on where he/she is allowed to carry a handgun; these places include: Any federal buildings, schools, or restaurants that serve alcohol. Concealed carry laws in New Mexico are complex and detailed in regards to locations that sell alcohol. For instance, it is legal to carry concealed weapons in grocery stores or convenient stores that sell alcohol, but considered illegal if carried into a liquor store.
New Mexico law allows a person to have a concealed loaded firearm in his or her vehicle (including motorcycles and bicycles). If you are not licensed to carry concealed in this State, you may not have the weapon concealed on your person when you exit your vehicle or motorcycle.
New Mexico is an Open Carry State, meaning it is legal to carry a loaded weapon as long as it is not concealed. However, it is not legal to carry any firearm in any federal building, school, state building, or licensed liquor establishment. It is the responsibility of the person carrying the firearm to be informed as to when and where carrying is prohibited.
Pursuant to Subsection C of NMSA 1978 Section 29-19-12, any person lawfully in possession of private property may prohibit the carrying of concealed handguns on such private property by posting notice in accordance with NMSA 1978 Section 30-14-6 or by verbally notifying persons entering upon the property. Learn more about New Mexico’s CCW laws on our website, US Precision Defense